Terms of use


  • Access to this website is confirmation that you (the 'user') have understood and accepted these terms of use. Please exit the website if you do not agree with these terms.

  • This website is owned by Old Mutual plc ('OM'). Old Mutual plc is a public company limited by shares, incorporated in England and Wales under registered number 3591559.


  • OM makes every reasonable effort to ensure that all information on this website is current, accurate and complete at the date of publication, but it makes no representations or warranties whatsoever about such information or the website generally.

  • Neither OM nor any of its service providers shall be liable for any loss arising directly or indirectly from the use of, or any action taken in reliance on this website.

  • No warranty or representation is given as to the freedom of this website from errors, defects, viruses or other malicious programs.

  • Nothing on this website constitutes an invitation, inducement or offer to engage in investment activity, or to subscribe for or purchase shares or other securities.

  • This website is intended for general information purposes only. It is not intended to provide investment, financial or other advice, nor to make any recommendations regarding the suitability of any OM products for any particular user.

  • Users should take appropriate professional advice prior to making any investment decision.


  • UK legislation places certain restrictions on webcasts and other live communications of company results, as well as on company communications generally. A user wishing to participate in a webcast or view other communications on this website accordingly acknowledges that:

    • he/ she is a professional investor and/ or investment professional;

    • nothing in the webcasts, the interviews or other materials on this site, whether in relation to OM or its subsidiaries or any other company, should be regarded as being, or being accompanied by, (i) a 'financial promotion' (as defined in the UK Financial Services and Markets Act 2000 ('FSMA')); or (ii) an invitation or inducement to engage in 'investment activity' (as defined in the FSMA) or to deal in a 'controlled investment' (as defined in the FSMA), or to engage in a 'controlled activity' or 'relevant investment activity' (as defined in the FSMA); or (iii) the provision of advice in relation to any such activities;

  • Certain materials on this website (including webcasts and interviews) may contain certain forward-looking statements with respect to the financial condition, results of operations and businesses of OM and group subsidiaries. The user acknowledges that:

    • these statements involve risk and uncertainty because they relate to future events and circumstances which are beyond OM's control; and

    • many factors could cause actual results to differ materially from those expressed or implied by these statements; and

    • OM undertakes no obligation to update any forward-looking statements it may make.

  • The materials on this website (including webcasts and interviews) may refer to the prices at which certain investments have been bought or sold in the past, and the yield on such investments. Past performance cannot and may not be relied on by any user as a guide to future performance of those investments. Potential investors should seek independent financial advice prior to any investment decision.


  • The law of England will govern this website and the use of this website and the English courts will have exclusive jurisdiction over any dispute relating to it.

  • To the extent that any, or any part, of these conditions is found to be invalid, unlawful or unenforceable, such conditions (or parts thereof) shall to that extent be severed from the remaining terms which shall remain in full force and effect as permitted by law.


  • Copyright and other intellectual property rights exist in all the contents of this website.

  • All these rights are owned by or licensed to OM or the party credited as the owner or licensee.

  • Users may download or print website contents owned by OM only for their own personal non-commercial use.

  • Users may not reproduce (in whole or in part), modify or transmit for use for any commercial purpose any information from this website without contacting OM or any relevant third party and obtaining their prior written consent.

  • Other websites are not permitted to link to or frame this website without OM's prior written consent.

Privacy policy

  • We do

    • Treat all personal information submitted via this website ('information') as confidential

    • Treat your information in accordance with applicable law and best practice, for example by not keeping it longer than is necessary

    • Only collect information such as your name, contact details, employer and place of residence, and only with your consent

    • Use information only for the purpose of sending you press releases, answering queries or providing you with information you have requested

    • Take appropriate technical and other security measures to safeguard your information

    • Transfer information to other Old Mutual Group companies and contracted service providers, some of which are outside the European Economic Area

    • Track the number of visitors to the site and their country of origin

    • Occasionally record telephone calls for quality and training purposes

  • We do not

    • Sell or disclose information to third parties outside the Old Mutual Group, unless you have expressly consented to this or we become legally obliged to do so

    • Automatically collect personal information

  • You are entitled to

    • Browse this site without disclosing any personal information

    • Instruct us to remove any of your information which we may have included on a mailing list for marketing purposes with your consent

    • Request details of your information held by us and to demand its correction or deletion where appropriate

  • We are entitled to

    • Amend this policy from time to time by notice on this website

    • Queries and comments in relation to our privacy policy or your personal information can be directed to us by:

      • writing to The Data Protection Officer, Old Mutual plc, 5th Floor, Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4GG, UK, or

      • telephoning +44 (0) 20 7002 7000


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The cookies which we use at www.oldmutual.com do not collect or store any personally identifiable information about users of the website. You can refuse the use of cookies, as described below, but by using our websites you will be deemed to have agreed to their use.

Google Analytics

www.oldmutual.com uses Google Analytics, which is a web analytics service provided by Google. Google Analytics enables us to recognise repeat visitors to the site and to analyse how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google. Google uses this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage.

YouTube cookies

We embed videos from our official YouTube channel and this may set cookies on your computer once you click on the YouTube video player. To find out more please visit YouTube's embedding videos information page.

Advertising cookies

We may use advertising cookies to help us deliver more relevant, targeted online advertising. This means that based on the pages you visit on our site, you may see our advertisements on selected other websites. The information collected is anonymous and does not contain any personal data.

How to refuse the use of cookies

By using Old Mutual websites you agree that we can place cookies on your computer or other device. You may refuse the use of cookies on www.oldmutual.com by selecting the appropriate settings in your browser, but you may lose some useful functionality. For more information about cookies, please visit the All about Cookies website, which gives details on how to delete cookies from your computer.